# Loan
# I. Creating a Loan Account
In the new asset section, choose to create a loan account.
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# Parameter Explanation:
- Number of Repaid Periods: Fill in the actual number of repayment periods up to the current time for this loan.
- First Repayment Date: Fill in the date of the first repayment.
- Repayment Method:
- Equal Installment Principal and Interest
- Equal Installment Principal
- Interest First, Principal Later
- Equal Principal and Interest
- Receiving Account: If filled, the total loan amount will be transferred to this receiving account. This is generally applicable to small loans, not for loans like mortgages where the amount is directly deducted.
# II. Viewing Repayment Schedule
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# III. Customizing Loan Period and Amount
If the period and amount cannot be fully matched due to differences in bank rules, you can choose to customize the amount for each period.
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When adjusting the custom period amount, ensure that the final adjusted total amount matches the original loan amount.
# IV. LPR Adjustment
In the loan plan interface, you can choose to adjust the loan interest rate. Please note the effective time for selecting the interest rate adjustment.